Unitrin and Progressive Insurance Companies both offer a wide variety of truckers coverage for the truck or tractor and trailer whether you drive local or cover the entire State of Oregon.
Policies are available for trucking and transport involved in local hauling of dry freight, refrigerated goods, or other non-hazardous goods. Dirt, sand and gravel haulers are eligible under this classification, along with asphalt (on a for-hire basis). If you are in the construction business and you have a medium or large sized dump truck, this is the coverage option for you. Progressive Commercial Insurance offers policies for companies in the logging industry or that are operating sawmills. This category of commercial auto policy does not include passenger autos or vans, SUV's, or passenger pick-up trucks.
So let's assume you have a dump truck and you get a contract with the state of Oregon to haul away debris from a construction site. This is the coverage you need. Not only does it provide you with the required commercial auto liability insurance to be on the road in the state of Oregon, because you are hauling something that does not belong to you or your company for hire you can add the Cargo Liability Coverage to further protect yourself and the load you are hauling from the costs of an accident.