Statistically, younger drivers have more accidents and than adult drivers. Lack of experience is the number one cause of the increased probability of a youthful operator being in an accident. Placing a young driver on a personal auto policy and giving him or her the keys to the family car can be a nerve racking experience for the parent and costly in terms of premium. Now put an eighteen year old behind the wheel of a two ton truck, load up the back with tens of thousands of dollars worth of equipment or cargo, and it's enough to turn your hair gray.
Of course not all young drivers fit the typical profile. Having the young driver attend a safety course as a condition of employment may improve the chances that he will overcome his compulsion to drive fast and take unnecessary risks while driving on the highway in Washington County or the city streets of Portland. Bring the youthful operator into our office. We can offer some helpful tips on why it is important to keep a clear driving record and maintain a perfect safety record. We've counseled hundreds of parents and teenagers over the years about driver's safety and the effect tickets, accidents, and bad credit choices can make on the cost of insurance.
Business owners who allow young drivers to get behind the wheel of company vehicles is placing the whole business on the line. The assets of the business are at stake if a serious accident occurs that exceeds the liability limits on your commercial auto policy. Call us or stop by one of our offices and bring your young driver with you. We'll be happy to share some safety tips with them in a non-confrontational atmosphere.